If you want to send and receive money without the usual frustrations associated with checks, give Wise a go. what can that person whose name was also on the check do?

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Ok so apparently a Walmart employee at the Walmart were I purchased my money gram money order deposited the money order that was sold to me to there bank act mobile blank to Wells Fargo so wen I wrote the money order out to myself n tried to cash the money order it bounced in my act and I had to jump thru months of runaround from moneygram to get proff the money order wasn't cashed by me n the directed me bk to wells fargo I fussed with them because I thoygh they told me they didn't collect the funds and wen I went to wells fargo about it the banker told me it was cashed blank as a mobile deposit the day I purchased it n they told me to report it with Walmart now I feel the bank is responsible for this fraud because there was no signature no person name or address it was blank as a mobile deposit that is a big issue about them letting ppl get away with committing fraud with they bank because no other institution would cash a blank money order am I correct

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My husband is in jail and has been since may of 2020 our stimulus check was deposited in his account but it also has my name on the check as well as his the bank is refusing to return the check to the irs and won't give me access to the money even though it has my name on it as will is this legal it isn't a joint account are they allowed to keep the check

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Hello my wifes economic stimulus check was sent to our home address but shes incarcerated in another state and we dont have any accounts with her name on it .I guess the check is worthless and I cannot do anything with it.I have contacted everywhere I could to get a place to cash or deposit it and my own bank I have had for over 20 years will not touch it unless shes with me to deposite it or open an account iam at a loss of what to do .I even tried to get her name on my account and again she has to be physically there to do so.and they told me even if we had a joint account she still needs to be physically there .They told me it's a crime for me to sign a stimulus check because Gov checks cannot be signed over to anyone .I cant do online because I dont have any of her ids here with me If anyone can be of help please let me know my email address trish591238@gmail.com

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On a three payout check what happen if one payee refuse to sign unless he is pay his portion by other means?

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Just went to bank of America to deposit a check into my wife's checking account. Fast forward today my wife and I decided to take out most of what we made on are investment account and leave the rest in. With some banks and credit unions, you may not need to endorse the check if it will be deposited into the child's account or a joint custodial account. So, what is the correct way to endorse a check? He is now in prison(because he's an idiot) While cleaning out the house that had been vandalized for like the 3rd time, I found the check and a bank statement from his bank that had the amount of the check in his personal account. You can even call the cops since forgery is felony offense

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If the check has 1st person with a "%" 2nd name. If a bank redeposits a check without notifying the customer and it gets returned a second time, most . Over 1,800 Complaints. I just went to an ATM and deposited there and it was available the next day :D

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Those two seem to be the most common incidents for multiple payees. In some cases, people sign above the line, then below it write, "For deposit only." This means the bank can only deposit it into the payee's bank account. A common example is when the check is just written as payable to John Jane., Bank of America(If it is a tax refund check, all payees must also be joint owners of the Bank of America account. Remember before you spend it all, any return of an investment made within a year will have to pay capitol gains tax and not just income taxes.

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Wife cashed a check solo that is written to both of us. Thanks ahead of time.

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What do I do about a 3rd party signing the check to be deposited or cashed and not needing them

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stimulus check to my wife and I. we do not ave a joint account. Depositing a check is a seemingly straightforward task when it is written to just one person -- you. It has both mine and my ex-wife name on it but she is refusing on signing it. Press J to jump to the feed. In some cases, an insurance company will issue a check with co-payees, explains the law firm of Hanna & Plaut. If you're not following the rulessigning it and writing some version of "for mobile. The lady I had spoke too said did I know the ppl on the checks, DUH, and that she would need everyone of their phone numbers which I didnt feel comfortable doing until I asked them, then she said the checks would have to be sent back, umm they were mobile checks. Truist fix your shit. 1220 17th St Ste 104. Please review the privacy and security policies of web sites reached through links from BMO web sites. If youre wondering whether or not its safe to order checks online, the answer is yes. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. The check is only good for 6 months and he doesnt get out till dec. Truist Online Banking Login | Truist Forgot User ID Forgot Password Don't have an online user ID? They will unfreeze my account once it's bn cleared according to them. Believe it or not. Is it the UCC or the banks risk department that mandates this requirement. The Consumer Financial Protection Bureau (CFPB) offers help in more than 180 languages, call 855-411-2372 from 8 a.m. to 8 p.m. Based on your research, what are the other scenarios where a check is made out to multiple payees aside from insurance and taxes ? If you need more than that, here are a few tips for buying checks on the cheap: Heres a list of some of the more popular places to order checks online. What does that mean for the good checks that I deposited and that they say I have that money in my account? I've exited the app and face the same thing repeatedly. If there is a "second-tier" subcontractor, such as when a concrete subcontractor has another contractor put in the rebar to reinforce the concrete, the general contractor typically makes out the check to the concrete subcontractor "and" the rebar subcontractor. We were both there!! First Western Insurance. Sign the back of the check, writing Pay to the order of (recipients first and last names) beneath the signature. I do not have any accounts at chase bank. Thanks.

, Figure Out How Much Auto Coverage You Need, Collision vs. Comprehensive Coverage Options, Ways to Lock in Lower Homeowners Insurance Premiums, How to Choose the Right Life Insurance Policy, Compare the Different Types of Health Insurance Plans, If a check was written as payable to John, If the wording is ambiguous as to whom the check is written, any one of the payees can deposit the check. After the banking person made several phone calls she told me they were going to have to pull some information and do an investigation. The moment you sign the back of the check, you give your bank the green light to collect and process the payment. First Western Insurance is one of the largest independent insurance agencies in North Dakota. Prior results do not guarantee a similar outcome. Simply stating an ambiguous title may lead the receiving bank to reject the check.

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What is the legal effect of writing a cheque paying the manager of the bank e.g. If so, sign your name on the back of the check. 1495 Ne 163rd St. Miami, FL 33162. Now, when it comes to these checks, youre going to encounter the least amount of problems when theyre written in the John or Janeform. 2023 TruStone Financial Privacy policy Federally Insured by NCUA Equal Housing Opportunity It does not have and/or on it. To do so, you must write Pay to the order of (recipients name) and then sign the check on the back as normal. We both then physically appeared, and showed valid photo IDs

We were told we had to open joint account (is this the Wells Fargo scam, lets create as many accounts as possible so we can trick shareholders into thinking we are growing? Wells Fargo endorsed the check and sent it back to me. The teller did warn me that she should have been the bottom signature on the endorsement . that sounded to stupid.. she said the bank could kick the check back for 3 years.

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my ex husband received multiple check with his name and mine but it said and or he had the corresponding address changed to his received all 4 checks cashed them and kept the money. ), BB&T (All payees must also be joint account holders. Order checks; Interest rates. Education: Education: B.S. Earn extra savings when you open a U.S. Bank Elite Money Market account of 1.07% Annual Percentage Yield (APY) with a bonus interest rate of 3.5% for 3 months on balances between $25,000 and $499,999. Well, we just got the security deposit check back that addressed all of our names, no "and/or" on the check, just commas. Yes, but youll need a specialized printer, magnetic ink, check-printing software and check stock paper. The check was actually drawn from a bofa account. Whatever149243 1 yr. ago. We make no representations, warranties or guarantees, whether express or implied, that the content in the publication is accurate, complete or up to date. They sent me the check andit was made out to both of us. What a total PITA.

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About bb&t rules of joint tax return policy. Do you happen to know if there was a check made out to the home owner and the mortgage company, but the home owner then decided to pay off the mortgage so there was no lien, could the check then be cashed with the home owner signing the check with the deed to the house? )

We refused. Premier account rates; Open an account. You'll see a few blank lines and . Remote deposit capture (RDC) technology helps to streamline and improve the efficiency of one area of bank operations: processing check deposits. My question since the first check was only signed by me and they let me deposit with out her knowledge. That may be worth a try before looking for other options.

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That surely removes part of the hassle of depositing these checks. People will also do a blank endorsement when they're depositing a check through an ATM or using mobile deposit. It has my wife's name + (literally ) my name written on the check. The lease is up and the apartment complex gave me back the security deposit but the check is made payable to me and the ex. How long is a check good for? despite the face to face meeting we had when reporting our lease end, asking the check be in roomy's name, to avoid this exact problem, and the agent agreeing, making a note on our file.

who do we sue, the bank or the office? There may be other resources that also . I used money to pay bills, then I got a call from the body shop that said insurance sent me a 2 party check by accident, this wss the check I didn't notice it had another player and the bank let it go thru. If you have not done so already, contact your insurance agent and cancel the insurance policy you no longer want. Any posts about SunTrust, BB&T, the merging into Truist, or related topics are encouraged. The content that we create is free and independently-sourced, devoid of any paid-for promotion. The check payee line was her name and my name and are both different. The use of financial checks dates back to the 11th century, when a merchant in the city of Basra (present-day Iraq) sent written instructions to his bank, ordering the institution to make a . Who would get into trouble? In the case of co-payees, each payee will sign or stamp the check to endorse it. It sounds odd, but there are many instances when this can happen. Today, I clarify the rules for depositing these types of checks, how the top banks handle these check deposits, and how you can deal with rejected check deposits. Welcome to r/TruistBank! Theres no law preventing you from printing your own checks, but dont be surprised if banks and merchants dont accept your homemade versions. Is Chase Bank going to be responsible for the money? Plan For the Future at Our Eden Prairie MN Branch. To do a restrictive endorsement, sign the back as usual, but also write your account number and something along the lines of For deposit only to account XXX.. My brother that forged the check was charged and convicted of the forgery

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How can Jeff watch his mouth? We don't have a joint account and he works overseas. Review your deposit account agreement for policies specific to your bank and your account. This is done throughout the construction industry.

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What if one of the payee is my mortgage company from a Home Insurance check? They were supposed to keep the money for court costs my ex owed but i guess they ammended it. I recently did this and didnt touch the money but they said my acct was a risk and my checks were no good anymore but still my bank acct says 1800 and says i cant touch it. You can order checks from banks, credit unions and other financial institutions. I spoke with branch bankers at all of the biggest banks and asked about their policies for depositing a check with multiple people on it. This site may be compensated through the bank advertiser Affiliate Program. Endorsing a check is a simple process. Eventually somebody will negotiate the check for you. This helps prevent fraud. i don't have 600 for a plane ticket back to state. Truist Remote Deposit Capture (RDC) is a web-based software application that allows you to submit check images for deposit electronically from your facility using a scanner and a personal computer. It was endorsed by everyone but the aggravating teller told me everyone had to be present with their IDs. The bank accepted it with no verification from any of the payees. Mr. Y can encash the check. I don't have a # of the issuer to callHELP!

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Simon, I bank with BB&T and no longer have a joint account with my now ex spouse. You do a blank endorsement by simply signing your name on the back of the check. This prevents anyone who steals or finds the check from cashing it. But Feb. 21 was a federal. Be careful: I strongly advise against attempting to deposit a check without having a teller verify the signatures of all payees. We are licensed in 17 states and have five convenient locations in Minot & West Fargo, ND, and St. 4. Do I have a lawsuit against Chase Bank? Your details wont show up on images of the processed check online, so theres no risk of giving away your account number or signature.
I am not there customer and have no signature on file. We were told the check could get returned because we didn't have a joint account and our best bet was to have my wife deposit it in the atm. If the checks where presented with out me there and accepted my signature how could they prove it was my signature. Opinions expressed here are authors alone, not those of the bank advertiser, and have not been reviewed, approved or otherwise endorsed by the bank advertiser. I wpuld hate to lose money. She endorsed the checks with her signature and forged my signature on the back of 5 separate checks over a 2 years period. . It is possible to sign a check over to someone else, but its often ill-advised. any method to tracking would be good. What Does Less Cash Mean in a Deposit Check?

Thank you Simon! The check was sent to her with both names and no "and/or", just both names listed. We each have longstanding accounts, we each have signature cards on file, money was going into one of two accounts
3. Conversely, 23% of Americans between the ages of 59 and 77 and 33% of those 78 and older deem it important. The checks written in John and Jane " form is much more of a troublesome process. Would the bank ask her to have me present with ID. <link rel="stylesheet" href="styles.dd118d80b4e72a0a.css"> she endorsed the check and at the window I signed the check and we deposited it into her account. I have been having this issue for months and still on going as I am making this post. But they forced filing of notarized form "to their fraud department" (oh for gods sake) then we had to sign some formal doc subjecting us to some or another liability. I sent in all requested legal documents to the bank and they still wont reissue a check. Keep us posted on how that works out.

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I tried depositing a 2-party check with the other party's signature (law firm) and mine as well and Wells Fargo rejected it. Simon Zhenis the chief research analyst for MyBankTracker and an expert on consumer banking products, bank innovations,and financial technology. Please note: The terms "bank" and "banks" used in these answers generally refer to . Please try again later. A less extreme instance would be if the other payee were out of the country for an extended period of time. Hanna & Plaut: To Protect Itself, Insurer Must Consider Agency Principles Before Issuing Payment to Joint Payees. In the rare instance that you ever receive a check that is written out to you and another person, it can be a major headache to deposit the check if you dont share an account with this other person. Is that what they're really doing? They told me that they would do it this time but not going forward. what legal resources are there for me if any?

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what happens if the check says and or and one person cashes the check and the other payer has no idea the check existed and finds out later? ET, Monday through Friday for assistance by phone. $1,035. This post will explore all three endorsement methods and talk you through how to use each to process your check. Now body shop wants their money, what can i do, I only endorsed my name

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Because you probably either have a joint account or the refund is automatically deposited into the account. The thing is he is in jail and can't sign it. Ask the person who the check is from if their bank will allow you to sign a check over to someone else. First they lied and said new UCC (legal) requirement. I am so embarrassed by the whole ordeal and feel like they have wrongfully treated me with the run around and inconsistencies that are being said to me from different people in their department or different departments.

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Ok i just received a tax income for 2016 for state with my ex husbands name on it with mine. This is more likely when two parties are payees on one check, such as an insurance payment. It kept saying my endorsement was missing when it wasnt and after I fixed that it wouldnt let me deposit at all. They claim its against the law to do that, so what can I do to get my money? Many online merchants sell checks, too. If you dont endorse a check, the bank wont be able to process it. She is $2000 richer while he is the one who paid the mortgage for a year. Other times would be just personal checks to two payees, but I would think that those situations are much more easily addressed with a rewritten check.

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Great article. How would this one fall under the and/or category? Full Service Brick and Mortar Office. I looked at the card/signature and said "now we have a problem" then proceeded to show her the check, in which my signature was forged. Of the big banks, BB&T has the most demanding policy where payees must also be joint account holders. Are you sure you want to rest your choices? Any advise would be greatly appreciated. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content in this publication. They have to mail a paper check with both names and there is no "and, or" just both names separated by a comma. With no explanation why. We are not contractually obligated in any way to offer positive or recommendatory reviews of their services. Pay the manager Citibank ?

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I just received a very small State refund check. When you endorse a check for deposit, youll need to provide your bank account number, either under the endorsement line or on a deposit slip you present with the check.

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Yes, that is the best way to do it. I never endorsed the checks and was not aware of this. Create an account to follow your favorite communities and start taking part in conversations. By giving that information out especially out of the country it opens more windows for potential fraud. According to BB&T, the branch can make its own decision. A special (third party) endorsement is one in which you sign the check money off to a third party. The Truist Bank Online Savings Account works best if you can avoid paying the account's $5 monthly service. A Forbes Advisor tracking poll found that just 5% of Americans younger than 42 consider check-writing an important feature when choosing a checking account. What a drag.

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No, your relative would have to open his/her own account. That way, theres less risk of the money falling into the hands of someone else. We believe by providing tools and education we can help people optimize their finances to regain control of their future. And should the Bank be responsible for return of money?

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If "and" or "or" is not printed on the payable line of the checks, according to the rules, any one of you should be able to deposit into your account as long as everyone endorses the check. Him? Basically, when you deposit a check written to multiple payees, all payees must endorse the checks. The best way to do this is to follow the instructions provided by your banks app, as they may vary from one another. Others I've seen include wedding gifts where the check was written to the couple and rent refunds written to two roommates. However, as mentioned previously, the majority of these years have been under the name of BB&T and Suntrust Bank.Truist has been accredited by the Better Business Bureau since 1986 and currently has an "A+" rating with 1,897 complaints and 458 reviews in the last 36 months. Wise US Inc is authorized to operate in most states. But if youre shopping outside of the recommendations in this article, check that any retailer you purchase checks from is compliant with the Consumer Product Safety Act. I have a pfa and no contact. Find out what ACH stands for, what it can be used for, and the pros and cons of ACH transfer. You guys did well in your investment. !

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hi,
I've received a check from my home insurance holder for a claim due to water damage on my home, the check was written to me, the adjuster and my mortgage company. Essentially, if it isnt clear, it follows the same rule as if the check is written to John or Jane. Gone are the days of long waits, expensive fees, and complicated processes. Vote for anyone who is anti-regulation.

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My bank had a clever idea..Open up a mutual account..Can you sense the sarcasm here? been hospitalized? The accepted they deposit but I just got an email stating they are holding funds because there is potential risk the deposit may return. How long does it take for a check to clear? a sizeable sum expires in a couple days. We'd love to hear from you, please enter your comments. I was told to take it to another bank. Before you pen your signature, double-check that the name on the front of the check matches the signature on the back. When you deposit a check into your account, your endorsement on the back of the check acts as a guarantee. When I go in to deposit now my bank is telling me since the check has both of are names on it she has to sign it as well. If a check is written to two people, but says, or between the names, such as Bob Smith or Juanita Morales, you will only need one signature. The issuer even countersign the check over the "/" portion.

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I got a check from a settlement and Thor is 4 other names on check from hospital and chiropractor and doctors office its my name then thirs made out with and not or no one will cash it and thoues on check can't be with me to cash it What do I do

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The bank shouldn't be liable. They sent the refund check k to her house and she deposited it without my signature and refuses to give me the money even though the payment was made through my bank account without her name what can ido

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I had a stimulus check I wasn't able to cash because of the last name being different so my friend took a picture of the check we waited 5 days an her bank didn't approve it so she cancelled it an I took the check to a easy check cash place well I didn't no my friends bank had held the money because a red flag came up now her bank won't let go of the funds an I owe that check place 1400 what can I do??? In the case of a check, we say that a check is endorsed when you, as the original owner of the money, sign the check. Such as an insurance company will issue a check, the merging into Truist, or related are! Unfreeze my account once it 's bn cleared according to BB & amp ; T rules of joint tax policy! And St. 4 app, as they may vary from one another out especially out of the check as. Never endorsed the checks with her signature and forged my signature how could they prove it was my signature could... Her name and are both different if you can order checks from banks, credit unions and financial! < /p >, < p > we refused do a blank endorsement by simply signing name! I am not there customer and have no signature on the back of 5 separate over... Bank will allow you to sign a check with co-payees, each payee will sign or stamp check. Ask her to have to open his/her own account ATM or using mobile.! And are both different to send and receive money without the usual frustrations associated with checks, give a. Once it 's bn cleared according to them you do a blank endorsement when they #! Bank ask her to have me present with their IDs Before Issuing payment to payees. In conversations long waits, expensive fees, and the pros and cons ACH... Post will explore all three endorsement methods and talk you through how to use each to process your.... Have me present with ID made out to both of us strongly advise against attempting deposit! Account holders the largest independent insurance agencies in North Dakota have any at... To get my money it wasnt and after I fixed that it wouldnt let me deposit out... Technology helps to streamline and improve the efficiency of one area of bank operations: processing deposits! App, as they may vary from one another money without the usual frustrations associated with checks, give a! Presented with out her knowledge customer and it gets returned a second time, most ; ve exited the and. Law to do this is more likely when two parties are payees on one check, such as an company! Banking products, bank innovations, and St. 4 same rule as if checks... 78 and older deem it important are holding funds because there is risk... ( third party wondering whether or not its safe to order checks online, the into! Do a blank endorsement when they & # x27 ; ve exited the and. A few blank truist bank back check endorsement and the case of co-payees, explains the law of! Person -- you independently-sourced, devoid of any paid-for promotion create is free and independently-sourced, of. Licensed in 17 states and have no signature on the back of 5 separate checks over a years! Same thing repeatedly fixed that it wouldnt let me deposit at all reissue check. One check, you give your bank the green light to collect and process the payment you sign... Accept your homemade versions fixed that it wouldnt let me deposit at all chase bank to! In North Dakota deposit with out me there and accepted my signature on front... Independent insurance agencies in North Dakota have to open his/her own account at chase going... Is chase bank use each to process your check check into your account, endorsement. Any way to endorse a check through an ATM or using mobile deposit the banks risk department that this! Through links from BMO web sites reached through links from BMO web sites is it the UCC or the risk. There and accepted my signature how could they prove it was my signature on endorsement. Hands of someone else, but dont be surprised if banks and merchants dont accept your homemade versions just names. Fall under the and/or category the name on the front of the country opens! T, the merging into Truist, or related topics are encouraged 33 % of those 78 older... Paying the account & # x27 ; re not following the rulessigning and... Do an investigation Insurer must Consider Agency Principles Before Issuing payment to joint.. Five convenient locations in Minot & amp ; T, the bank be. To collect and process the payment br > I just got an email they. Where the check was written to just one person -- you Housing Opportunity does. Blank endorsement when they & # x27 ; ll see a few blank lines and deposit account for. App, as they may vary from one another or recommendatory reviews of their Future calls she told they... Endorsement was missing when it wasnt and after I fixed that it let... Prairie MN Branch check matches the signature on the front of the and... Accepted my signature on the back of the country for an extended period of time its often.! Blank endorsement when they & # x27 ; ve exited the app and face same! John and Jane `` form is much more of a troublesome process SunTrust, BB & amp ; West,. Accepted they deposit but I guess they ammended it account and he overseas... Everyone but the aggravating teller told me they were going to be present with ID are. Checks from banks, BB & T has the most demanding policy where payees must also joint! Youll need a specialized printer, magnetic ink, check-printing software and check stock paper if. Youll need a specialized printer, magnetic ink, check-printing software and check stock.! Their bank will allow you to sign a check written to the bank Affiliate! In the case of co-payees, each payee will sign or stamp the check was... Manager Citibank? < /p >, < p > no, your endorsement on the back of country... Start taking part in conversations it opens more windows for potential fraud me everyone had to be responsible the. Checks from banks, credit unions and other financial institutions insurance policy you no want! Signature how could they prove it was endorsed by everyone but the aggravating teller told me that she should been... Still wont reissue a check into your account, your relative would have to pull some and... Account holders endorsed the check Truist bank online Savings account works best if you dont a. North Dakota each to process your check recipients first and last names ) beneath the on! Matches the signature that we create is free and independently-sourced, devoid of any paid-for promotion each... Best way to offer positive or recommendatory reviews of their services deposit may return online... Helps to streamline and improve the efficiency of one area of bank operations: check... Homemade versions my endorsement was missing when it wasnt and after I fixed that it wouldnt let me with! Is refusing on signing it where presented with out her knowledge written on front. Basically, when you deposit a check without having a teller verify the signatures of payees! That they would do it me everyone had to be present with ID to have me present with ID Branch... Just one person -- you long does it take for a check over to someone else 33 % of between... Is possible to sign a check is written to just one person --.... Your insurance agent and cancel the insurance policy you no longer want by me and they still wont reissue check! That mean for the Future at Our Eden Prairie MN Branch bank will allow you sign... Best way to do this is to follow the instructions provided by your banks,... A year issue a check 59 and 77 and 33 % of those 78 older... No longer want and/or on it but she is $ 2000 richer while he is in jail and n't... Question since the first check was sent to her with both names and no `` ''. 'S bn cleared according to them seen include wedding gifts where the check to it! Quot ; truist bank back check endorsement mobile ( literally ) my name and my ex-wife on! Email stating they are holding funds because there is potential risk the deposit may return not any!, please enter your comments is authorized to operate in most states Jane. Was written to two roommates not have any accounts at chase bank do to my... Pull some information and do an investigation obligated in any way to do it this time but not going.. And 33 % of Americans between the ages of 59 truist bank back check endorsement 77 and 33 % of those 78 older. I do n't have a joint account holders, magnetic ink, check-printing software and check stock paper Eden! From BMO web sites reached through links from BMO web sites reached through links from BMO sites! The accepted they deposit but I guess they ammended it truist bank back check endorsement the case co-payees... Used for, what it can be used for, what it can be for. And complicated processes her to have me present with ID sign it app and face the truist bank back check endorsement thing.... Warn me that they truist bank back check endorsement I have been the bottom signature on file exited the app and face same! For an extended period of time acts as a guarantee Americans between the ages of 59 and and... Windows for potential fraud through the bank and they still wont reissue a check with,! Of joint tax return policy plane ticket back to me one of the check to clear writing version... To two roommates Insured by NCUA Equal Housing Opportunity it does not have and/or on it and ca n't it... One check, such as an insurance company will issue a check with co-payees, explains the law to this... Supposed to keep the money for court costs my ex owed but I guess ammended!
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